Your peace of mind is our priority.

Tailored financing solutions for your premium lifestyle

6.25%

Starting Rate*

Ultra-Competitive Rates

Starting from 6.25%* - one of the lowest rates available in the market. Variable rates subject to Key Repo Rate changes.

30

Years to repay

Flexible Terms

Repayment periods up to 30 years to reduce your monthly commitments and enhance cash flow management.

  •  5-30 year terms available
  •  Flexible payment schedules
  •  Early repayment options

100%

Financing

100% Financing

Finance up to 100% of your property value, including refinancing options from other financial institutions.

Know your budget

Making sure you can meet your future home payments is probably the most important part of successful home ownership.

Please provide a valid city.

Monthly repayments:

Rs 000

Total interest amount:

Rs 000

Total amount payable:

Rs 000

Disclaimer

Interest rates and other relevant parameters are for indicative purposes only and may be subject to change depending on the segment / product. Our loan calculator is an indicative tool and is meant to provide information and estimates based on information provided by you. The bank does not guarantee the accuracy, adequacy and completeness of any information or computation provided. The bank shall not be liable for any errors, inaccuracies, omissions or for any loss or damages suffered by any person in connection with the use of the calculator. Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. The bank reserves the right to change information or features of the product and/or service listed at any time without notice.

Schedule a call with our loan specialist

Feeling unsure about navigating the loan process? Our dedicated loan specialists are here to guide you. Schedule a call to have all your questions answered!

Book now

More Than Just a Home Loan

We offer a comprehensive suite of housing finance solutions. Whether you're a first-time homebuyer, looking to refinance, or embarking on a renovation project, we have the perfect loan option for you.

Buy your first
property

Buy a second
property

Renovate or extend
your property

Refinance your
home loan

Your dream home in 5 simple steps

Apply with Ease

Submit your application online here or through MCB Juice. You can also visit a branch.

Quick Evaluation

We assess your eligibility and property value.

Approval Process

We review your application for approval.

Approval & Next Steps

Receive your Approval in Principle and prepare loan documents.

Loan Disbursement

Sign your loan contract and receive the funds to finalise your purchase.

Acquisition (House, apartment or land)

  • Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate)
  • Last 3 pay slips / MRA return / Financial (OTC)
  • Confirmation letter (if applicable)
  • Bank statement (last 12 months at least) if not banking with MCB
  • PDV/Seller's contract (Title deed)
  • Site and location plan / PIN
  • Equifax or equivalent (For foreigners)
  • Letter of consent from syndic (Applicable for an apartment)

Construction, extension or renovation

  • Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate)
  • Last 3 pay slips / MRA return / Financial (OTC)
  • Confirmation letter (if applicable)
  • Bank statement (last 12 months at least) if not banking with MCB
  • PDV/Seller's contract (Title deed)
  • Site and location plan / PIN
  • Quotation
  • Building permit
  • Construction plan
  • Equifax or equivalent (For foreigners)

Refinancing

  • Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate)
  • Last 3 pay slips / MRA return / Financial (OTC)
  • Confirmation letter (if applicable)
  • Bank statement (last 12 months at least) if not banking with MCB
  • Title deed
  • Site and location plan / PIN
Great deals, just for you

Exclusive Offers

Explore our latest offers and promotions designed to give you more value, more often.
From limited-time discounts to exclusive perks, there's always something worth checking out.

Espace Maison - Bestway products

Enjoy 10% discount on Bestway products 

  • Download the Espace Maison App.
  • Enter the partner code MCBPARTNER001 in the Partner Code section on the App (please refer to the attached document for more details).
  • Scan your digital membership card available on the App at checkout to enjoy your discounts.

 

Contact

Outlet Name: Espace Maison Trianon
Address: La City Trianon, St Jean

Outlet Name: Espace Maison Tamarin
Address: La place du Cap Tamarin

Outlet Name: Espace Maison Gros Cailloux
Address: Ma jardenerie, Gros Cailloux

Outlet Name: Espace Maison Bo valon 
Address: Shop 1 Beau Vallon shopping Mall

Outlet Name: Espace Maison Forbach
Address: Autoroute du Nord, Forbach

Outlet Name: Espace Maison Flacq
Address: Boulet Rouge, Flacq

Telephone Number: 460 8585

Validity: Wednesday, 31 December 2025

CEM Steps- Jan 2022 (EN)
  • Customers are required to present their Select Debit Card to access this offer.
  • Payment can be effected with any MCB debit/ credit card or using MCB Juice.
  • The offer cannot be used in conjunction with any other promotion and cannot be exchanged for cash or other products or services.  
  • MCB accepts no liability for the quality of goods and services provided by the MCB Partners.
  • MCB accepts no involvement, responsibility or liability, whatsoever, for arrangements or contracts entered between the Customer and MCB Partners, and for poor quality, non-availability, non-delivery, omission, errors, or other failures by any MCB Partner in providing products or services to the Customer.
View all offers

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